Reduce Your Debt By
Up to 50%
Get out of debt faster with professional debt settlement services. Our certified debt specialists negotiate directly with your creditors to reduce what you owe.
No Upfront Fees
You only pay when we successfully settle your debt
Free Consultation
Speak with a certified debt specialist today
Fast Results
Most clients become debt-free in 24-48 months
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See how much you could save in just 60 seconds
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100,000+
500K+
50%
4.9/5
Why Choose Debt Settle?
We’ve helped over 100,000 Americans get out of debt and take control of their financial future.
Reduce Your Debt
Our expert negotiators can reduce your total debt by up to 50%, saving you thousands of dollars.
One Monthly Payment
Simplify your finances with a single affordable payment instead of juggling multiple bills.
Become Debt-Free Faster
Most clients complete our program in 24-48 months, getting you back on track sooner.
No Upfront Fees
You only pay when we successfully settle your debt. No hidden costs or surprises.
Stop Collection Calls
Once enrolled, we handle all creditor communications, giving you peace of mind.
Certified Specialists
Work with experienced, certified debt specialists who have your best interests at heart.
How Debt Settlement Works
Our proven 4-step process has helped thousands of Americans eliminate their debt and regain financial freedom.
Free Consultation
Speak with a certified debt specialist who reviews your financial situation.
Create Your Plan
A customized debt plan with a dedicated savings account.
Negotiate Settlement
We negotiate with creditors to reduce your debt.
Become Debt-Free
Complete the program and move forward debt-free.
Success Stories From Real Clients
Join thousands of Americans who have successfully eliminated their debt with Debt Settle.
"Debt Settle changed my life! I was drowning in credit card debt and they helped me reduce it by over 50%. The team was professional, supportive, and guided me every step of the way."
"I was skeptical at first, but Debt Settle delivered on every promise. Within 18 months, I was completely debt-free. The relief I feel is indescribable. Highly recommend!"
"The collection calls were driving me crazy. Once I enrolled with Debt Settle, they stopped immediately. My debt specialist was amazing and negotiated settlements I never thought possible."
Frequently Asked Questions
Get answers to common questions about debt settlement and our services.
How much does debt settlement cost?
We charge no upfront fees. You only pay when we successfully settle your debt. Our fees are a percentage of the debt we help you eliminate, and they’re only charged after a settlement is reached and you approve it.
Will debt settlement hurt my credit score?
Debt settlement may initially impact your credit score. However, many clients find that eliminating debt and avoiding bankruptcy ultimately helps them rebuild their credit faster. Our goal is to help you achieve long-term financial freedom.
How long does the debt settlement program take?
Most clients complete our program in 24-48 months, depending on the amount of debt and their monthly payment capability. We work with you to create a timeline that fits your financial situation.
What types of debt can be settled?
We can help with most unsecured debts, including credit cards, medical bills, personal loans, and collection accounts. We cannot help with secured debts like mortgages, car loans, or student loans.
Will creditors stop calling me?
Once you enroll in our program, we handle all creditor communications on your behalf. While calls may not stop immediately, they typically decrease significantly as creditors are directed to work with us
Is debt settlement better than bankruptcy?
Debt settlement allows you to avoid bankruptcy and settle your debts for less than you owe. Unlike bankruptcy, which stays on your credit report for 7-10 years, settled debts typically fall off after 7 years, and you can start rebuilding credit sooner.
Still Have Questions?
Speak with one of our certified debt specialists for personalized answers.